Homeowners Insurance
Your home is your biggest investment. Let us help you understand your coverage options and protect what matters most.
Coverage for Gainesville Homeowners
From historic homes in the Duckpond neighborhood to newer builds in the suburbs, Gainesville homeowners face unique considerations. Florida weather, including hurricanes and severe storms, makes adequate home insurance essential. We help you understand what coverage you need for your specific situation.
Home Insurance Considerations in Florida
Florida homeowners insurance typically includes dwelling coverage, personal property protection, liability coverage, and additional living expenses coverage. However, standard policies often exclude flood damage, which is an important consideration for many Gainesville properties. We can help you understand the full picture.
Bundle Home and Auto Insurance
Many homeowners choose to bundle their home and auto insurance for convenience and potential savings. At Cubbedge-Wiggins Insurance, we can review your coverage needs and discuss bundling options that might work for your situation.
Get a Home Insurance Quote
Ready to discuss your homeowners insurance? Contact our Gainesville office to review your coverage needs. We take time to understand your home, belongings, and concerns to help you find the right protection.
Coverage Options to Discuss
- Dwelling coverage for your home structure
- Personal property protection for belongings
- Liability coverage for accidents on your property
- Additional living expenses if your home is uninhabitable
- Hurricane and wind damage protection
- Coverage for detached structures like garages and sheds
Ready to Discuss Your Coverage?
Contact a local Gainesville insurance agent at Cubbedge-Wiggins Insurance for personalized guidance.